Analysts are forecasting a major move in the next crypto cycle, with Bitcoin (BTC) expected to touch $150,000 by Q1 2026.
Historically, when Bitcoin (BTC) gains momentum, DeFi tokens often outperform it, driven by yield generation and protocol expansion.
Among these, Mutuum Finance (MUTM) stands out as a promising undervalued asset. Its focus on lending, staking, and buybacks positions it as a higher-growth play for the next bull market.
For those watching crypto investing trends closely, MUTM appears to be the value buy of this stage.
Mutuum Finance (MUTM): lending utility scales with BTC rally
The project is now in Phase 6 of its presale at $0.035, with roughly $16.9 million raised and about 60% of the current allocation sold.
The next phase will raise the price by 15% to $0.04, adding urgency for early buyers.
Mutuum Finance (MUTM) has a total supply of 4 billion tokens and over 16,800 holders.
Its security foundation is backed by a CertiK audit, with a TokenScan score of 90.00 and a Skynet score of 79.00.
With over 12,000 Twitter followers, community engagement is building rapidly as the presale advances.
Mutuum Finance revealed that it is building a new platform for crypto lending and borrowing.
The first version, known as V1, will be launched on the Sepolia Testnet in late 2025.
It will include important features like a liquidity pool, mtToken, debt token, and a liquidator bot to manage the process smoothly.
In the beginning, users can lend, borrow, and use ETH or USDT as collateral through a simple and safe system.
As the crypto fear and greed index shifts toward greed, capital inflows are expected to rise across the ecosystem.
Bitcoin (BTC)’s rally will likely pull liquidity into decentralized finance, where users will seek additional yield on their holdings.
Mutuum Finance (MUTM) will stand ready to capture this momentum through its dual lending structure — Peer-to-Contract (P2C) and Peer-to-Peer (P2P).
In P2C, lenders will deposit stablecoins such as USDC, or DAI to earn interest. Borrowers will post assets like ETH or BTC as collateral to access liquidity.
Each deposit will mint mtTokens, representing both pool ownership and accrued yield.
In P2P, users will negotiate directly for less liquid tokens, enabling higher returns on assets that don’t fit the standard risk model.
Both systems will generate constant transaction activity, driving utility-based demand for the MUTM token.
As Bitcoin (BTC) appreciation attracts new liquidity, Mutuum Finance (MUTM)’s lending volume will expand, reinforcing its role as a DeFi yield hub. Investors entering during the presale will be exposed to both lending growth and token appreciation as market participation increases.
Buy-and-distribute links activity to price
Unlike many DeFi tokens that rely solely on speculation, Mutuum Finance (MUTM) will connect platform activity directly to token demand.
Its buy-and-distribute model will allocate platform revenue to purchase MUTM from the open market and distribute it to mtToken stakers.
This continuous cycle of buybacks and distributions will create a built-in demand engine that supports price stability and long-term growth.
The amount of buybacks will also go up when more loans are made and paid back. Every time you buy something back, it will take away demand before giving it back to long-term customers.
This will make the token’s market floor stronger and make sure that staking stays profitable.
In prior DeFi cycles, similar techniques raised tokens by 5x to 10x, but Mutuum Finance (MUTM)’s combination of staking and buybacks is meant to create stronger compounding effects.
Analysts think that during the next bullish phase, this cycle will boost MUTM up to around $2, especially as more people start using it.
Beta launch and exchange listings open floodgates
Mutuum Finance (MUTM) will also benefit from its upcoming beta launch, which will allow users to experience its full ecosystem before public trading begins.
The beta will showcase its lending and staking systems in real-time, letting users earn mtTokens and witness yield generation firsthand.
This stage will help demonstrate transparency, usability, and scalability — three factors that build investor trust ahead of expected exchange listings.
Following the beta period, listings on leading platforms such as KuCoin and MEXC will open the project to global liquidity.
The integration with Layer-2 scaling will cut gas fees and improve transaction speeds, further encouraging adoption.
As user activity increases, staking and buybacks will reinforce the token’s economic loop, setting the stage for a major price re-rating once trading begins.
The growing optimism in crypto investing, alongside a strong crypto fear and greed index reading, suggests a favourable backdrop for assets with real yield and scalability.
Mutuum Finance (MUTM) has three main ways to grow: a live lending ecosystem, a repurchase engine that works on its own, and Layer-2 scalability.
These attributes are just what a market needs to get ready for a BTC-led bull run.
Experts think BTC will hit $150,000 in the first quarter of 2026, and analysts say that MUTM will make those profits even bigger, by 20X or more.
The presale’s sixth phase is almost over, and the price is $0.035. Now is the time to join if you want to get in on the next wave of DeFi growth before the price goes up to $0.04.
For more information about Mutuum Finance (MUTM) visit the links below:
Website: https://www.mutuum.com
Linktree: https://linktr.ee/mutuumfinance
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