Bitcoin (BTC) is still the king of crypto. Experts say it could grow by two times by 2026. But some analysts now believe another project might do even better.
They are talking about Mutuum Finance (MUTM) — a new DeFi token that is in its presale stage. Many investors think this project could rise much faster than Bitcoin (BTC) because it offers real earning tools, lending options, and staking rewards inside one easy-to-use system.
BTC 2x prediction
Bitcoin (BTC) is predicted to 2x by 2026, according to several market analysts. Current models suggest BTC could rise from around $120,000 to $240,000 within the next cycle. Analysts cite growing institutional demand, ETF inflows, and halving-driven scarcity as key factors.
Historical data shows BTC often doubles or more within 12–18 months after each halving. However, the pace may depend on macroeconomic conditions and regulatory clarity. If adoption and investment trends continue, BTC reaching 2x by 2026 seems both plausible and conservative.
Mutuum Finance (MUTM): a new star in the making
Mutuum Finance (MUTM) is now in Presale Phase 6 at a price of $0.035 per token. About 60% of this phase is already sold, and the next phase will raise the price by 15%. Early buyers have already seen growth. Those who joined in Phase 1 at $0.01 are up 250% on paper.
The presale has already attracted more than 16,000 holders and raised over $16 million, showing strong interest from the crypto community.
Unlike Bitcoin (BTC), which only acts as a store of value, Mutuum Finance (MUTM) is built for real activity. It will allow users to lend, borrow, and earn interest. All of this will be handled by secure smart contracts. This gives MUTM a practical role — not just a token to hold, but a system that can grow and reward its users every day.
How the platform will work
Mutuum Finance (MUTM) will launch two lending models: Peer-to-Contract (P2C) and Peer-to-Peer (P2P).
In the P2C system, users will lend assets like ETH or USDT into safe liquidity pools. Borrowers will take loans backed by strong collateral, and lenders will earn steady interest.
For example, someone lending $15,000 in USDT will receive mtUSDT tokens. These tokens will increase in value as the borrower pays back interest.
The P2P model is designed for smaller or riskier tokens like FLOKI or TRUMP. In this system, users will set their own loan terms directly with others. Mutuum Finance (MUTM)’s smart contracts will still make sure that all loans follow clear safety rules — every loan must stay overcollateralized to protect lenders.
If a borrower’s collateral drops too low, the system will trigger an automatic liquidation. This protects the protocol from loss and keeps it healthy even when crypto prices fall.
Safety, rewards, and future plans
Mutuum Finance (MUTM) wants its users to earn with confidence. The project will offer stable borrowing rates, allowing lenders to earn predictable income even when crypto prices move up and down.
Security has been a top focus. The MUTM smart contract has already passed a CertiK audit, earning a TokenScan Score of 90.00 and a Skynet Score of 79.00. There is also a $50,000 bug bounty program, with up to $2,000 rewards for critical findings.
To reward its growing community, the team also launched a $100,000 giveaway, where 10 winners will each receive $10,000 worth of MUTM tokens.
Mutuum Finance (MUTM) is also building a live interactive dashboard where users will be able to track their earnings, holdings, and return on investment.
A Top 50 leaderboard will highlight the biggest contributors and reward them with bonus MUTM tokens — making investing fun and engaging.
The next major milestone will be the Sepolia Testnet, where users can try lending and staking before the main launch. Later phases will bring exchange listings, claim activations, and full platform release.
Why MUTM looks set to beat Bitcoin (BTC) in returns
Bitcoin (BTC) may double by 2026. But Mutuum Finance (MUTM) could do 50x based on its price stage and platform design. Unlike Bitcoin (BTC), which only holds value, MUTM creates it through lending, staking, and token buybacks.
All the platform’s revenue will go toward buying back MUTM tokens from the open market. These tokens will then be distributed to mtToken stakers, giving them more MUTM as a reward. This cycle will help drive continuous activity and long-term demand for the token.
With a strong presale, an audited smart contract, and clear growth milestones, analysts now see Mutuum Finance (MUTM) as one of the most promising crypto investment opportunities of the year.
At $0.035, this token is still early, and once the presale ends, the next phases will only go higher. Experts expect a $1 post-listing target, giving early backers a 50x gain.
As Bitcoin (BTC) aims for another bull run, Mutuum Finance (MUTM) is quietly building something bigger — a full DeFi system where users lend, earn, and grow together.
For many investors, MUTM could soon become the surprise performer of 2026 and a new favorite in the world of crypto prices.
For more information about Mutuum Finance (MUTM) visit the links below:
Website: https://www.mutuum.com
Linktree: https://linktr.ee/mutuumfinance
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