Crypto prices today are heating up as traders expect Bitcoin (BTC) to climb another 10% this week.
Whenever Bitcoin (BTC) starts showing strength, smart investors begin looking for newer projects that can grow faster than BTC.
That’s where Mutuum Finance (MUTM) steps in — a rising DeFi project still in its early presale stage. While Bitcoin (BTC) already dominates the headlines, Mutuum Finance (MUTM) is quietly drawing attention from investors who see its long-term potential in decentralized lending and stablecoin innovation.
As BTC edges toward another rally, many traders are rotating capital into projects like Mutuum Finance (MUTM) that can move faster during bullish waves.
The logic is simple: Bitcoin (BTC) moves first, then DeFi follows. And with MUTM still priced at $0.035 in Phase 6, before it rises to $0.04 in Phase 7, this might be one of the last chances to buy below that threshold before crypto ETF optimism and market momentum push everything higher.
Presale countdown: Phase 6 racing toward $0.04
Mutuum Finance (MUTM) is now in Presale Phase 6, where each token costs $0.035. Over $16.8 million has already been raised, and more than 16,800 holders have joined the journey.
Around 60% of this phase’s supply is sold, leaving roughly 40% remaining before the next price jump. Once Phase 7 begins, the price will rise to $0.04, giving early participants an instant value increase.
The presale stages are structured for steady growth — from $0.01 in Phase 1 to $0.06 by Phase 11 — giving consistent early gains.
A user investing $10,000 today in Phase 6 would already see their tokens valued at around $11,400 once the next phase begins. That’s why demand for MUTM is accelerating as traders prepare to front-run the next price lift.
Building the future of decentralized credit
Mutuum Finance (MUTM) is building a decentralized lending and borrowing platform that will reshape how crypto credit works. Its goal is to make DeFi lending as easy and transparent as possible using smart contracts, stablecoin loans, and mtTokens that represent user deposits.
The project is preparing to launch its Liquidity Pools, Debt Tokens, and Liquidator Bot on the Sepolia Testnet in Q4 2025, marking an important step toward a full mainnet release.
Through this system, users will lend and borrow assets directly on-chain, with interest rates automatically adjusting based on liquidity.
This approach positions Mutuum Finance (MUTM) as a bridge between traditional finance and next-generation DeFi — providing a safer, transparent, and data-backed lending structure that can scale globally.
Stablecoin system that keeps the $1 peg strong
Mutuum Finance (MUTM)’s stablecoin system is designed for real-world reliability. Each stablecoin in the Mutuum Finance (MUTM) ecosystem will stay close to its $1 peg through smart mechanisms that regulate issuance and repayments.
Only approved issuers can mint the stablecoin, each under strict limits, preventing excessive supply.
When users repay loans, the system automatically burns the borrowed stablecoin, reducing the circulating amount. A governance-controlled interest rate will keep the price near $1 — if the stablecoin trades below $1, the rate will rise to make borrowing costlier; if it trades above, the rate will be lower.
Arbitrage traders will also help balance the peg by buying or selling the stablecoin whenever small deviations occur.
This method gives Mutuum Finance (MUTM)’s stablecoin system a safety net, allowing it to remain steady even when crypto prices today swing sharply. It builds confidence among lenders and borrowers alike, ensuring long-term ecosystem health.
Data Accuracy Through Oracle Integration
To ensure fair borrowing and lending, Mutuum Finance (MUTM) integrates Chainlink oracles for live price data. These oracles feed real-time market information for supported assets, such as ETH, BTC, and stablecoins. Fallback sources will also back the system to ensure accuracy, even if one data feed fails.
Accurate pricing is essential for calculating loan-to-value ratios and liquidation points. This prevents unfair liquidations or mispriced loans, keeping both lenders and borrowers secure.
It’s part of Mutuum Finance (MUTM)’s long-term goal to maintain a transparent, trustworthy credit ecosystem that can adapt to any market condition.
Rewards that keep the community growing
Investors in Mutuum Finance (MUTM) will benefit from mtToken staking and a buyback system that drives continuous value. When users stake mtTokens, they will earn MUTM rewards funded by the platform’s revenue.
At the same time, the protocol will buy back MUTM from the open market, creating steady buying demand that supports token value.
An interactive dashboard is also being built to help users track their holdings, earnings, and future ROI. It will feature a Top 50 leaderboard to reward the most active contributors with extra MUTM tokens, making investing both fun and rewarding.
Backed by security and a clear roadmap
Mutuum Finance (MUTM)’s roadmap shows steady progress through its development phases. The project is moving from presale and internal development toward testnet deployment and final audits.
It has already undergone a CertiK audit, receiving a TokenScan Score of 90 and a Skynet Score of 79, showing strong security practices.
A $50,000 bug bounty program encourages developers to find and report any vulnerabilities, while a $100,000 giveaway campaign keeps the community engaged and growing.
These efforts show Mutuum Finance (MUTM)’s commitment to safety, transparency, and long-term user trust.
Time is running short
Bitcoin (BTC) is getting ready for another 10% weekly rise, and people are becoming excited about crypto ETFs.
This will probably lead to more money going into new DeFi companies like Mutuum Finance (MUTM). The price will drop to $0.04 soon, since just 40% of the Phase 6 supply is left.
Investors who want to protect their position before the next market leg are already taking action.
This week might be the last chance to join before the next phase starts and before Mutuum Finance (MUTM) becomes one of the best performers in the next DeFi cycle.
For more information about Mutuum Finance (MUTM) visit the links below:
Website: https://www.mutuum.com
Linktree: https://linktr.ee/mutuumfinance
The post 40% supply left, last chance to buy under $0.04 before BTC gains 10% appeared first on Invezz